Online Casinos With Klarna 2024

In recent years, Klarna has become a popular payment method in the world of Irish online casino sites, and with Klarna casinos becoming increasingly accepted, we at IrishLuck want to provide an overview of the Klarna group itself compared to other payment options and companies. We will also recommend the top internet casinos where Klarna can be used, along with some of their benefits.

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According to our Editorial Guide
This page is written by
Dermot Heathcote
Dermot HeathcoteOnline Casino Specialist
Fact checked by
Rebecca Mackay
Rebecca MackayHead of Content

Best Klarna Online Casinos

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About Klarna Casinos

The company Klarna is a banking service that started its journey in Sweden in 2005 with a unique 'Buy Now, Pay Later' feature that immediately garnered attention. They have grown exponentially since then, which has allowed for expansion, so they have recently found their way into the casino market. Though casino players cannot use their later payment or instalment options, as these are not available when making gambling transactions, an instant bank transfer method has been implemented, making payments at casinos that much more efficient.

🏦  Bank name:


💡 Founders:

Sebastian Siemiatkowski, Niklas Adalberth, and Victor Jacobsson

📅 Year established:


🌐 Official website:

😎 Features:

Klarna Instant Bank Transfer

💰 Supported currencies:


🧑 Users:

147 million+

How to Sign Up at Online Casino Using Klarna

Usually, casinos first ask for basic information early on in the registration process, such as your name, email address, and bank account, and for you to create a valid password. Then they ask for personal data such as date of birth, addresses, card numbers and banking information. Signing up at a casino using Klarna would generally look something like this:

  1. Visit the Klarna website or download the Klarna app from the Apple App Store on iOS or the Play Store for Android.
  2. Create a Klarna account and provide any information required for verification.
  3. Add your Klarna details to a compatible casino.
  4. Select your currency (if required).
  5. Payment methods can be changed on demand later if required.

Step-by-Step Guide to Deposit at Klarna Casinos

Klarna, as a payment method, makes it quick and easy to make casino deposits, removing the only frustrating part of online gambling: the wait. If you want to start playing with real money (or make deposits for bonuses, if the casino allows it), follow these steps:

  1. Deposit money into your Klarna account via your IBAN.
  2. Transfer the funds required to your casino account, as long as it exceeds the minimum deposit limit set by the specific casino’s terms and conditions (thanks to Klarna’s Instant Bank Transfer, this should be almost immediate).
  3. Play!

Limits, Times, and Fees at Klarna

When it comes to iGaming, Klarna operates as a direct payment option focused on payment speed. However, depending on the casino, limits will still be applicable, as with most payment methods.

  • Online casinos may impose minimum and maximum deposit limits when using Klarna as a payment method. These limits can vary depending on the specific online casino's policies and may be subject to change.

  • Similarly, online casinos may have withdrawal limits. Klarna may also not always be a withdrawal option, even when it is available for other casino transactions like deposits.

  • Klarna may also have certain restrictions or limits based on your account standing and history with their service, which can be affected by transaction frequency and amounts.

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Payment speeds are the main selling point for Klarna, and they are definitely a strong suit. Unless a casino sets time restrictions, payments should be almost instant. There are no transaction fees attached to Klarna deposits, but different casinos may apply fees to all deposits or certain international deposits, among other things, so check the terms and conditions first to ensure you do not suffer any unexpected charges.

How to Make a Withdrawal with Klarna

Where Klarna is available to gamblers as a withdrawal method, money might take up to two days to reflect in your account, and there should only be a fee attached if a casino has put one in place. Using these steps, you should be able to make a withdrawal with ease.

  1. Log in to your online casino account.
  2. Navigate to the ‘Withdrawal’ or ‘Account’ section of the online casino's site.
  3. Look for the available withdrawal option. The different types are usually listed along with their respective processing times and any associated fees.
  4. Choose Klarna.
  5. Follow the provided instructions to initiate the withdrawal. This typically involves entering the amount you wish to withdraw and providing any necessary details, such as the login details.
  6. Confirm the withdrawal request and wait for it to be processed by the online casino. Processing times can vary depending on the casino and the chosen withdrawal method.
  7. The funds will then be transferred to your chosen withdrawal method.

Klarna has become very popular in the past few years thanks to its great reputation. Their growth in various industries, but mainly in retail until now, is mostly attributed to their customer’s ability to pay in instalments or after a certain period of time. Another contributing factor to Klarna's popularity is its ease of use and convenience. The seamless integration of Klarna into online platforms allows users to make deposits quickly and safely, thanks to their strict security measures. Klarna offers a user-friendly interface and a simplified checkout process, making it relatively easy for players to initiate transactions.

Advantages and Disadvantages of Klarna

We love Klarna, and it is well known as a good payment method, but as with everything, there are pros and cons, which we will list here:


  • Quick deposits mean you do not have to wait for hours or even days when you decide to play on a whim when you have no funds in your account.
  • Klarna is very user-friendly thanks to its simple-to-use user interface and the efficient way it integrates with every business it works with.
  • Instant approval is available to users at most casinos, allowing them to complete purchases or payments without delay.
  • Security is taken very seriously. Transactions are encrypted, and fraud prevention is in place to keep personal data out of harm's way. Your information is also not accessible to the casinos you are making payments to.


  • As of yet, Klarna is not available worldwide, and the selection of countries it operates in is quite limited and mostly based in Europe.
  • When using Klarna, its effectiveness may still be dependent on factors like the banking system it withdraws money from or the processes it uses.
  • Klarna may not be available as a withdrawal method, so some may find using different methods for deposits and withdrawals inconvenient.

Online Casino Bonuses using Klarna

While some methods, like cryptocurrency, are often incompatible with deposit bonuses, Klarna users can take advantage of a wide range of casino bonuses that are currently available. While Klarna as a deposit method prioritises convenience, it is important for players to review the specific terms and conditions on a case-by-case basis. This will include wagering requirements and eligible games, which contribute to your ability to withdraw winnings in real cash, as they may vary between online casinos. By utilising Klarna as their preferred payment method, players can at least quickly access any bonuses that require a deposit or payment-related Know Your Customer (KYC) requests.

Welcome Bonuses

These are offered to players upon their first deposit and when they first sign up. Each casino has a different welcome offer and it's important to be familiar with the T&Cs first.

Free Spins

Free spins on slots, which may form part of either type of bonus, are often awarded as part of a promotion or as a standalone bonus, allowing players to spin the reels of selected slot games without depleting their Klarna funds.


Cashback bonuses may also be available with Klarna (and other banks and e-wallets that work). These ensure that players do not ever end up empty-handed by providing a percentage of their losses as a bonus. Cashback payouts may increase depending on the player's VIP level.

Using Cryptocurrencies with Klarna

A variety of tokens and coins, such as BitCoin and LiteCoin, can be bought and used to make wagers (and bets on odds at sportsbooks if you are more into sports betting) through Klarna. In fact, the ability to use crypto as well as fiat has another value: it allows the player to use purely crypto casinos or benefit from bonuses or tournaments designed explicitly for cryptocurrency. Players simply need to use a well-regulated broker, such as eToro, and deposit funds using Klarna (Sofort).

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Customer Support at Klarna

Klarna provides customer support through various channels, including email, phone, and live chat, in any country where Klarna is available. The FAQs on their website are well fleshed out, and they also respond to customers through social media, making it very easy to get a friendly response from them. This always makes us feel just that much safer, knowing that even if we do find a problem, someone competent will try their best to solve it.

customer support

Complaints can even be made about purchases, meaning Klarna users are protected from buyer fraud and issues with shipping when it comes to making a purchase or eCommerce. This is not related to online casinos, but it proves the importance they place on customer satisfaction.

Klarna Mobile App

The Klarna app is, in one word, great. It is aesthetically pleasing and streamlined for ease of use. Another positive is that you can even shop through the app. This allows you to use the app to shop at merchants with Klarna's unique features and discounts, saving you a lot of time. Users can find the mobile version of Klarna on their respective app stores on iPhone and Android.

mobile casinos ireland

Payment Methods Similar to Klarna

If you are looking for similar payment providers with solid apps and quick payment times, several others are available. PayPal is secure and accepted at almost any online casino in almost any currency. It allows users to link their bank accounts or credit cards for convenient transactions. Neteller and Skrill also provide users with a digital wallet to store funds and make fast and secure payments. These payment methods offer their own unique features and benefits, so explore these options to find which features best suit your preferences and needs when it comes to online transactions.

Casino Games Using Klarna

When you use Klarna as your go-to payment method at online casinos, you can access all the casino games at that particular site. If you are a fan of classic casino table games, you can play poker, blackjack, roulette, and baccarat without problems. And for those seeking a more interactive twist, you may choose live dealer games such as video poker with your funds and join professional dealers in real time. If you are new and looking for the best games around, keep your eyes open for big software providers and operators like NetEnt, Pragmatic Play, Microgaming, Playtech, and Evolution, so you can be sure that you’re getting the best gameplay possible with the deposits you have made. Other popular types loved by Irish players are online bingo, Irish Lottery, and sports betting such as hurling, horseracing, and snooker. With Klarna as your trusted payment method, a wide selection of casino games should easily become available to you.

casino games online casinos ireland

Trustworthiness of Klarna

Klarna has emerged as a popular and reliable payment method amongst millions of users. Let's see why in more detail below.

Security & Safety

The security and safety of users' transactions and personal information are of tremendous importance at Klarna, just like at the rest of the world's biggest banking services. Industry-standard security measures are used to protect customer data, including encryption protocols and secure server infrastructure. At the same time, it also offers additional ways to protect your data, such as two-factor authentication, to ensure the authenticity of transactions. We believe Klarna's reputation as a widely recognised and trusted payment provider speaks for itself and adds an extra layer of assurance. What is important, though, is that you always practise good security measures, even when using a well-known brand like Klarna.

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Klarna has a banking licence in Sweden and is regulated by the Swedish Financial Supervisory Authority (SFSA). They also comply with the Financial Conduct Authority’s rules and regulations. They are headquartered at Sveavägen 46, Stockholm, Sweden.

Klarna FAQs

Below are some of the most frequently asked questions when it comes to Klarna. 

Can I use Klarna at online casinos?

Yes, you can use Klarna as a payment method at select online casinos as a convenient and secure way to make deposits and potential withdrawals. However, it is important to note that the availability of Klarna as a payment option may vary among online casinos. Before signing up or making a deposit, we recommend checking the list of supported payment methods on the casino's website or contacting their customer service to confirm if Klarna is accepted.

Is Klarna free to use?

Klarna is free to use, so as long as an online casino does not charge any fees, there should be no associated charges. Again, always review the terms and conditions provided by the particular casino.

What is the minimum deposit for Klarna?

The minimum deposit varies across casinos and usually ranges between €5 and €20. Klarna itself does not impose either minimum or maximum limits.

Is it safe to play at Klarna online casinos?

Yes, playing at online casinos that accept Klarna as a payment method is completely safe. It is reputable, and trusted, and implements industry-standard security measures, such as encryption protocols and secure server infrastructure, to protect customer data. Klarna is also regulated as a financial institution and adheres to strict compliance and data protection regulations. Still, it is always recommended to choose licensed and regulated online casinos, read reviews, and ensure that the casino employs security measures to safeguard your information and provide a fair gaming experience. Checking the legitimacy of software providers is also a good practice.

What casinos accept Klarna?

At the top of this page, we have listed the casinos that we recommend for Klarna users. That way, you can benefit from the safety and speed of Klarna without having to worry about the casino itself or doing a lot of research in order to play a game.

Casino Expert

Online casino expert of 9 years. Dermot provides quality and in-depth online casino reviews for Irish casino enthusiasts and the latest iGaming industry news. One of his best works, our ...continue reading

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