What is Boku?
Boku is one of the more recent payment options that have surfaced at online casinos in Ireland. This payment method offers players a fast, convenient way to deposit money into their casino account, and it's all done through their mobile phone. Players at participating online casinos can simply have the cost of their play added to their phone bill. This can then be paid off at the end of the month alongside their usual phone bill.
Instead of entering card details when it comes to making a deposit during the checkout phase, players can simply add their mobile phone number. The deposit amount then gets added to that month's bill instead. There are even additional Boku options that casinos can use to provide pay-by-mobile options alongside other existing payment methods. These include Boku Checkout (this works in a similar way to PayPal) or Boku Direct (players can set up regular payments without inputting a phone number each time).
By using this mobile payment method, online casinos are able to offer a wider range of payment options, particularly to players who don't necessarily use traditional banking providers. However, it is important to note that Boku can only be used for deposits up to a maximum of €30 at a casino. What's more, this option cannot be used to make any withdrawals. This means that players will need to utilise a different payment method when it comes to withdrawing winnings from their account.
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Highlights of Boku for Casinos
Boku has been considered a game-changer when it comes to online casino payment methods. As we are well and truly in the digital age, anything that helps with security and speed of monetary transactions is welcomed. Especially as many players are looking to find alternatives to paying with cards online. This is particularly true for younger, mobile generation players who have a tendency to do everything with their phones, often appearing as though they can't live without them!
Starting out as a payment option for Facebook, Spotify and the like, this platform has become highly popular and made the transition to online casinos. This is due, in part, to the fact that it operates on a 24/7 basis. meaning that you can use it all the time. Additionally, any deposit you make will be added instantly to your casino account for immediate play. But the value of that deposit is only paid when your phone bill arrives.
Boku is also available on a global scale so this payment option isn't limited to one area. Developed by the US-based company Payforit, Boku is now available from 150 different mobile phone carriers covering an impressive 50 countries around the world. This makes it the largest mobile payment provider. This ease of access, coupled with the ease of use, makes Boku a stellar payment option. Not least because a transaction can be performed in an impressive 60 seconds or less!
How to deposit money with Boku
1. First, you need a phone number
2. Choose a casino that offers Boku
3. Select pay by phone/mobile
4. Choose a deposit amount
5. Receive confirmation text
6. Use the balance to play
How to withdraw money with Boku
1. Withdrawals are unavailable with Boku
How safe are you when using Boku?
As a first point to consider, Boku is not actually linked to the player's bank account. This is a massive safety point in favour of Boku as it means that none of the player's bank or card details can be accessed or compromised. This information is never given to the casino. In fact, you don't even need a bank account to use Boku! Instead, any deposit value is added to the mobile phone bill meaning that less personal data is given out.
In addition to this, the payment platform runs some added security protocols to ensure that everything is working smoothly. When a player makes a payment using Boku, they will receive a text message to confirm that this is the transaction they have made. Hackers would need to have the exact phone in order to make the same transaction, which is nigh on impossible. There's also anti-fraud software from the casino end linking to Boku as well.
Are there any transaction fees when using Boku?
The short answer here is no, there are no transaction fees when players use Boku. Players will not lose any money when they choose this method to make their deposit. This is because Boku will take a cut from the casino instead. This means that whatever amount is deposited when using Boku will be transferred in its entirety to the player's casino account. Thus enabling them to start playing instantly without any additional fees being added to their monthly phone bill.
This may come as a surprise to many players as numerous other payment options do request fees from the player when making a deposit. However, whilst Boku doesn't charge any fees to the user, the online casino itself might. In some cases, it has been found that online casinos are charging an additional 3 to 10% of the total transaction value as a fee. Players need to check the casino's terms and conditions in order to avoid this.
Summary: Pros and Cons of Depositing with Boku
Boku has a large number of positives when it comes to using its services. The fact that all a player needs is a phone and the associated phone number helps to highlight the security of this payment method. No bank details are ever passed to the casino, protecting the player further. In some cases players won't even need to make a casino account when using Boku as a payment option, reducing even further the amount of personal information the casino has.
This highlights just how secure this option is. Coming with a seal of quality, Boku cannot share any banking details as it doesn't have them. It's also regulated by three major bodies within the mobile phone industry. Finally, no unauthorised payments can be made as there will always be a text to check whether that specific transaction was indeed intended. There are a few downsides though. One of these is the limited deposit values available to Boku users.
Boku can only make deposits of €30 maximum. However, this can also be seen as a good thing, for if the phone is stolen, this is the maximum that can be taken through this payment method. A bigger downside though, is that there is no withdrawal option. Players will have to choose a different method to get their winnings. Finally, many casinos will refuse bonuses to those using Boku putting a serious dampener on potential new signups.