Why Are Large Casino Withdrawals in 2025 Subject to Stricter Checks in Ireland?

Withdrawal Limits

Let's start with the basics. Withdrawal limits are the minimum and maximum amount of winnings that you can take out. If you’ve come across daily, weekly or monthly limits, that’s super common for casinos. Different casinos will approach these in different ways, with some offering higher withdrawal amounts for players further along their loyalty schemes, and some having a set limit for everyone. While these don’t delay larger withdrawals themselves, they can affect the size of the withdrawal, meaning you may have to split one transaction into multiple, delaying the time overall. 

Casino Licence Type

The type of casino licence can affect withdrawal limits, which in turn, can delay larger transactions. If you use a casino that has a licence from the UK Gambling Commission (UKGC) these will not have any restrictions on withdrawals at all, but other regulatory bodies will have certain restrictions in place. This can lead to differences in withdrawal limits between different casinos.  

KYC Checks and Player Safety

One big thing that can delay all types of withdrawals are Know Your Customer (KYC) checks. If you’re unsure of what these guys is, they is identity checks put in place by casinos to make sure that your winnings end up in the correct account and to prevent identity theft. These can delay your withdrawals as the casino will have their own process on how to do these and can take up to 30 days. For larger withdrawals, they can particularly delay the transaction, because if there’s more money on the line, it’s more of a risk. This can lead casinos to add more and more checks in place to make the chance of identity fraud as small as possible before releasing your winnings.

Incomplete KYC Checks

KYC checks can ask for the following documents to verify your identity:

• Proof of identity, like an identity card/ passport 

• Proof of address, like a utility bill or bank statement

• Proof of ownership of payment method 

• Proof of occupation

Anti-Money Laundering Compliance

Withdrawals can further be delayed due to trying to prevent money laundering as well as identity theft. If that sounds reassuring, that’s because it definitely is. Many regulators like the UKGC or Financial Crimes Enforcement Network (FinCEN) state that their casinos must have certain anti-money laundering techniques in place. A really common one can be having more withdrawal limits in place to prevent players from taking out a large sum in smaller transactions in the attempt to get past identity checks.  

Payment Methods and Banking 

Withdrawal delays aren’t just up to a casino’s internal processing checks, they can be due to processing checks by your bank too. If you use certain payment methods like bank transfer or debit cards, these will have more processing requirements in place than cryptocurrencies and e-wallets. This is why you can often see e-wallets like Skrill and Neteller restricted from being eligible for bonuses. Larger withdrawal amounts can slow down the bank’s internal processing time due to the risk of fraud and especially if this is an international transaction.